Complete an application, providing all documentation requested. If you are unable to access the application from the website or need assistance completing it please contact ACHT at 518-873-6888.
Successfully complete a Homebuyer Education Class and Credit Counseling provided by ACHT to help assess your borrowing limit. Please contact ACHT for an upcoming class schedule.
Secure financing. (Contact ACHT for a list of participating lenders.)
Shop for a home in your price range and bring the information to ACHT.