How to Buy a Home

Four Simple Steps to Home Ownership

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STEP 1
Complete an application, providing all documentation requested. If you are unable to access the application from the website or need assistance completing it please contact ACHT at 518-873-6888.

STEP 2
Successfully complete a Homebuyer Education Class and Credit Counseling provided by ACHT to help assess your borrowing limit. Please contact ACHT for an upcoming class schedule.

STEP 3
Secure financing. (Contact ACHT for a list of participating lenders.)

STEP 4
Shop for a home in your price range and bring the information to ACHT.